Beaton Insurance Services

life insurance broker
John Beaton


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Tel:  (604) 535-2404
Toll Free In Canada

Manulife Financial Health & Dental Plans

Only available to Canadian residents who are covered under their Provincial Government Health Insurance Plan.

We pride ourselves on providing our clients with the best and most innovative health and dental insurance programs available. After an extensive examination we have partnered with Manulife Financial to provide individual health and dental plans. These plans are ideal for individual's & small businesses that do not qualify for Group Insurance. Below, a direct link to the Manulife Financial web site will allow you to get personalized quotes and if you wish, apply immediately on-line.

Before you purchase a Manulife plan on-line, may I offer additional information that will help you decide on which coverage is best for you?

  • Please be advised that any of Manulife's plans which require underwriting will not cover any pre-existing health issues that you have. In other words, any prescriptions you currently require at time of application will not be covered. There are exceptions to this rule. If you have recently left an employer where you had health benefits and apply for Manulife's FollowMe health and dental plan, you will be guaranteed coverage without consideration being given to any pre-existing health issues. You may also apply for Manulife's Starter plan without concern for pre-existing conditions.
  • It is of course best to purchase coverage now while you are still healthy! If you purchase your coverage now and keep it in place as you get older, then should you encounter high costs in the future that far exceed your premiums you will still be covered (and you should expect your health and dental costs to increase as you age). For example, if you purchase prescription drug coverage while you are younger and maintain your policy, then should you encounter high drug cost conditions when you get older such as diabetes, high blood pressure, or cholesterol, then your plan will cover you. If you wait until you have high blood pressure to purchase a plan, you can expect not to be covered for that condition in most cases.
  • Go directly now to the Manulife Financial Insurance web site. This link takes you to a screen where you must first pick the province in which you reside. Thereafter you can browse for more information about the various plans available.

    If you would simply prefer to have a Manulife Financial health and dental plan information package sent to you by regular mail, please e-mail your name and address to John Beaton at the e-mail shown below.

    If you are self employed, it is likely that you will be able to tax deduct the cost of any Manulife Financial private health plan you have purchased. You may also be able to tax deduct other health and dental services that are not covered under your plan or your government health services plan, such as extensive orthodontics or laser eye surgery and more. For a full explanation about how Private Health Services Plans can benefit you, go directly to Private Health Services Plans.

    Questions? e-mail me at

    Beaton Insurance Services
    15310 Pacific Avenue
    White Rock, British Columbia, Canada V4B 1P9
    Tel: (604) 535-2404
    Toll Free Canada: 1-800-667-8818

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